Those looking for an affordable health insurance plan are advised to choose Medicare Advantage, which is a cost-effective and convenient method for securing your health. Also referred to as Medicare Part C, the several Medicare Advantage plans available offer beneficiaries the ability to benefit from Medicare as long as they have either Parts A or B of Medicare.
Unlike Original Medicare, Medicare Advantage is provided through private insurance companies. Medicare deposits a fixed amount every month to the insurance companies listed in the program then the companies pay for the expenses of members. Before you sign up for any Medicare Advantage plan, read the terms well since they vary depending on company and region.
Choosing a plan
Contrary to what many people believe, there are no specific procedures on choosing a Medicare Advantage plan. You are expected to decide what you want based on the kind of insurance you would like. Compare the costs, restrictions and benefits you will get from a plan when choosing.
Also note that plans differ and a plan available in one area may not be available in your area. The medications you take should also count when choosing a Medicare Advantage plan. Some plans may cover prescription drugs while others may not, so be specific when choosing and make sure to inquire about the benefits provided.
Benefits of Medicare Advantage plans
Medicare Advantage plans allow users an out-of-pocket limit, which represents the maximum amount you can spend before any other additional spending is covered on your behalf. Additionally, you can request for cover of services beyond the ones listed on the plans.
InnovaCare Health, based in Puerto Rico, is the fasted growing physical practice and Medicare Advantage services provider in the region. The company has come up with models that are cost-effective and integrated to work with modern technology in a bid to enhance efficiency. InnovaCare is reputed for its high-quality services that are directed at enhancing healthcare.
Dr. Rick Shinto, the CEO, InnovaCare Health, is a professional with a brilliant academic past and wide experience. He holds an MBA from Redlands University as well as a degree in B.S from California University at Irvine. Dr. Richard Shinto has worked with several major healthcare companies like Aveta Inc., before joining InnovaCare Health and he brings along 20 years of knowledge and skills in the industry.
As the Chief Administrative Officer, Penelope Kokkinides has been instrumental in ensuring InnovaCare Health offers value and works towards ensuring everyone lives a healthy life. She holds a bachelor’s degree in biological sciences and has been in the industry for over 20 years.